Disclaimer

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Website and Electronic Services Disclaimer

Important Notice

This website, online trading portal, mobile application, electronic platform and any related digital or electronic services made available by SJ Securities Sdn Bhd (“SJSecurities”, “SJS”, “we”, “our” or “us”) are provided subject to this Disclaimer, the applicable Terms of Use, Risk Disclosure Statement, client agreements and other applicable terms and conditions.

By accessing, browsing, logging into or continuing to use this website, portal, platform or electronic services, you acknowledge that you have read, understood and agreed to this Disclaimer and the applicable legal terms. If you do not agree, you must immediately discontinue access to and use of the website, portal, platform and electronic services.
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 1. General Information Only

All information, materials, data, content, tools, market information, announcements, reports, links and other materials made available on or through the website, portal, platform or electronic services are provided for general information only. 

Such information is not intended to be, and shall not be construed as, investment advice, financial advice, legal advice, tax advice, accounting advice, professional advice, recommendation, offer, invitation or solicitation to buy, sell, subscribe for or deal in any securities, investment product or financial instrument.
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2. No Advisory Relationship

Unless expressly agreed in writing under a separate engagement or client agreement, SJ Securities does not act as your investment adviser, financial adviser, legal adviser, tax adviser or professional adviser merely by making available this website, portal, platform, content or electronic services. 

You are solely responsible for making your own assessment and decision. You should obtain independent professional advice where necessary.
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 3. Trading and Investment Risk

Trading and investment involve risk. Market prices may fluctuate and you may suffer losses, including loss of capital. 

Past performance, historical prices, market trends, projections, examples or illustrations are not indicative of future performance. 

You acknowledge that all trading and investment decisions are made at your own risk and SJ Securities shall not be responsible for any loss arising from your reliance on information made available through the website, portal, platform or electronic services, except where liability cannot be excluded under applicable law.
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4. No Guarantee of Access, Availability or Execution

SJ Securities does not warrant, represent or guarantee that:.

  • the website, portal, platform or electronic services will be available at all times;
  • access will be uninterrupted, secure, timely, error-free or free from defects;
  • any order, instruction, request or transaction will be accepted, received, processed, executed, amended, cancelled or settled; or
  • any information, data, quote, price, status, confirmation or record will be accurate, complete, current or available at all times.

Orders and instructions may be rejected, delayed, partially executed, unexecuted, cancelled or affected by market conditions, system limitations, trading limits, account restrictions, regulatory requirements, operational issues or other factors.
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5. Electronic Trading, Technology and System Risks

The use ofelectronic trading facilities, online portals, mobile applications, websitesand digital services involves technology, operational and system risks, including:

  1. system downtime, interruption,delay or failure;
  2. internet, telecommunications,connectivity or network disruption;
  3. hardware, software, browser ordevice failure;
  4. data transmission errors;
  5. order transmission delay,failure or error;
  6. incorrect, delayed orunavailable market data;
  7. capacity constraints or systemoverload; and
  8. other events beyond the reasonable control of SJ Securities.

SJ Securities shall not be liable for any loss, damage, cost or expense arising from such risks, except where directly caused by SJ Securities’ fraud, willful default or gross negligence or where liability cannot be excluded under applicable law.
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6. Cybersecurity and Digital Risks

Use of the website, portal, platform and electronic services involves cybersecurity and digital risks, including unauthorised access, hacking, phishing, malware, ransomware, spoofing, data interception, data loss, data corruption and other malicious or fraudulent activities. 

SJ Securities does not warrant that the website, portal, platform or electronic services will be free from cyber threats, vulnerabilities, viruses, malicious code or security defects. 

You are responsible for maintaining the confidentiality and security of your login credentials, password, trading PIN, security code, device, authentication method and account access. You should take reasonable precautions to protect your systems, devices and information.
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 7. Third-Party Systems, Data and Service Providers

The website, portal, platform and electronic services may depend on or interface with third-party systems, vendors and service providers, including order management system providers, market data providers, technology vendors, connectivity providers, custodians, nominees, banks and other service providers. 

SJ Securities does not warrant or guarantee the availability, accuracy, reliability, performance, security or suitability of any third-party system, service, data or information. 

SJ Securities shall not be liable for any loss, damage, cost or expense arising from any failure, delay, disruption, omission, inaccuracy, default, negligence or act of any third-party provider, except where liability cannot be excluded under applicable law.


‍8. Accuracyand Completeness of Information

Information, data, content and materials made available on or through the website, portal, platform or electronic services may be obtained from sources believed to be reliable. However, SJ Securities does not warrant or guarantee the accuracy, completeness, reliability, timeliness or suitability of such information. 

You should independently verify all information before relying on it. SJ Securities shall not be liable for any loss, damage, cost or expense arising from reliance on any information, data, content or material made available through the website, portal, platform or electronic services, except where liability cannot be excluded under applicable law.


9. Client Instructions and Account Security

Any instruction, order, request, communication or transaction submitted using your login credentials, password, trading PIN, security code, device or approved authentication method may be treated by SJ Securities as valid, authorised and binding on you. 

You are responsible for all activities carried out through your account or credentials. You must immediately notify SJ Securities if you suspect unauthorised access, compromise of credentials, incorrect transactions, suspicious activity or any security incident affecting your account.


10. Third-Party Links

The website, portal, platform or electronic services may contain links to third-party websites, applications, platforms or resources. 

Such links are provided for convenience only and do not constitute endorsement, approval, recommendation or responsibility by SJ Securities. 

SJ Securities does not control and is not responsible for the content, accuracy, security, privacy practices, availability or operation of any third-party website, application, platform or resource. Your access to such third-party links is at your own risk.


11. Regulatory and Market Actions

Trading, settlement, account access and use of electronic services may be affected by actions, directions, requirements or restrictions imposed by regulators, exchanges, clearing houses, depositories, market authorities, courts or other competent bodies. 

Such actions may include trading halts, suspensions, restrictions, market control measures, settlement changes, account restrictions or other regulatory or market interventions. 

SJ Securities shall not be liable for any loss, damage, cost or expense arising from such regulatory or market actions, except where liability cannot be excluded under applicable law.


12. Regulatory Status

SJ Securities is regulated by the relevant Malaysian capital market authorities, including the Securities Commission and Bursa Malaysia, where applicable. 

Nothing on this website, portal, platform or electronic services constitutes endorsement, approval or recommendation by any regulator, exchange or authority.


13. Limitation of Liability

To the fullest extent permitted by law, SJ Securities, its directors, officers, employees, representatives, agents, nominees, related companies, licensors, vendors and service providers shall not be liable for any direct, indirect, consequential, incidental, special, punitive or exemplary loss or damage, including loss of profit, loss of opportunity, trading loss, loss of data, business interruption or reputational loss, arising from or in connection with:

  1. access to or use of the website, portal, platform or electronic services;reliance on any information, data, content or material;
  2. system delay, interruption, failure or unavailability;
  3. electronic trading, order transmission, order execution or order cancellation issues;
  4. cybersecurity incidents, unauthorised access or misuse of credentials;
  5. third-party systems, vendors, service providers or information sources;
  6. regulatory, market, exchange, clearing or depository actions; or
  7. any event beyond SJ Securities’ reasonable control.

 Nothing in this Disclaimer shall exclude or limit liability which cannot be excluded or limited under applicable law.


14. Terms of Use, Risk Disclosure and Privacy Policy

This Disclaimer shall be read together with SJ Securities’ Terms of Use, Risk Disclosure Statement, applicable client agreements and Personal Data Protection Notice / Privacy Policy. 

In the event of inconsistency between this Disclaimer and any specific client agreement or account-specific terms, the specific client agreement or account-specific terms shall prevail to the extent of such inconsistency.

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15. Amendments

SJ Securities may amend, vary, supplement or replace this Disclaimer from time to time. 

Any amendment may be published on the website, portal, platform or notified by such other method as SJ Securities considers appropriate. 

Your continued access to or use of the website, portal, platform or electronic services after publication or notification of any amendment shall constitute acceptance of the amended Disclaimer.


16. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of Malaysia. 

By accessing or using the website, portal, platform or electronic services, you agree to submit to the jurisdiction of the courts of Malaysia in respect of any dispute arising from or in connection with this Disclaimer.

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17. AI-Generated Images Disclaimer

Certain images on this website are generated using artificial intelligence and are used for illustrative purposes only. Persons depicted in these images are fictional and are not intended to represent any actual individual. Any resemblance to any person, living or deceased, is unintended and coincidental. These images do not imply any association with, or endorsement of, SJ Securities Sdn Bhd by any individual.