Terms & Conditions

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Website, Online Trading Portal and Electronic Services

These Terms of Use govern your access to and use of the website, online trading portal, mobile applications, electronic platforms, digital services and any related online facilities made available by SJ Securities Sdn Bhd [Company No.: 198501009222 (141671-T)] (“SJ Securities”, “SJS”, “Company”, “we”, “our” or “us”).

These Terms of Use apply to, among others, www.sjsec.com.my, SJenie, online trading services, client portals, market information pages, account access services, electronic order facilities and any other digital or electronic services operated, provided or made available by SJ Securities from time to time, whether directly or through third-party service providers.By accessing, browsing, registering, logging in, using or continuing to use any part of our website, portal, platform or electronic services, you acknowledge and agree that you have read, understood and agreed to be bound by these Terms of Use.If you do not agree with these Terms of Use, you must immediately discontinue access to and use of our website, portal, platform and electronic services.
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1. Definitions

1.1 In these Terms of Use, unless the context otherwise requires:

“Account” means any trading account, CDS account, nominee account, margin account, cash upfront account, online trading account or any other account maintained by you with SJ Securities.

“Authorised Person” means any person authorised, appointed, permitted or represented by you to give instructions, access your Account, operate any service, submit documents, communicate with SJ Securities or deal with SJ Securities on your behalf.

“Bursa Malaysia” means Bursa Malaysia Securities Berhad, Bursa Malaysia Depository Sdn Bhd, Bursa Malaysia Securities Clearing Sdn Bhd and/or any related exchange, clearing house, depository or regulatory entity, where applicable.

“Content” means all information, materials, data, text, graphics, images, logos, market data, reports, research, announcements, documents, software, tools, links, downloads, charts, calculators, trading information and other materials made available through our website, portal, platform or Electronic Services.

“Electronic Services” means all online, mobile, digital, electronic, automated or technology-based services provided by or through SJ Securities, including online trading, account access, order placement, order amendment, order cancellation, market data, portfolio information, statement access, client communications, electronic forms, digital onboarding and any related services.

“Information Sources” means Bursa Malaysia, exchanges, market data providers, information vendors, news providers, technology vendors, order management system providers, custodians, nominees, banks, service providers and any other third party from whom information, data, content, system support or services may be obtained.

“Platform” means any website, portal, application, mobile application, electronic trading system, client access system, order management interface, digital channel or electronic facility made available by SJ Securities.

“User”, “you” or “your” means any person who accesses, browses, registers, logs in, uses or attempts to use our website, portal, platform or Electronic Services, including clients of SJ Securities.

1.2 Words importing the singular shall include the plural and vice versa.

1.3 References to laws, rules, regulations, directives, guidelines, notices or requirements shall include any amendment, replacement, re-enactment or consolidation of the same from time to time.
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2. Acceptance of Terms

2.1 By accessing or using our website, portal, platform or Electronic Services, you represent, warrant and undertake that:

1. you are at least eighteen (18) years old or have the legal capacity to enter into binding obligations under applicable law;
2. you have read, understood and agreed to these Terms of Use;
3. your access to and use of our website, portal, platform and Electronic Services will comply with all applicable laws, rules, regulations, directives, guidelines and requirements;
4. you will not use our website, portal, platform or Electronic Services for any unlawful, fraudulent, abusive, unauthorised, improper or prohibited purpose; and
5. your use of our website, portal, platform or Electronic Services will not cause SJ Securities to breach any law, regulatory requirement, exchange requirement, contractual obligation or internal policy.

2.2 These Terms of Use shall be read together with all other applicable account opening forms, trading terms, margin terms, nominee terms, online trading agreements, client agreements, risk disclosure statements, privacy notices, product terms, service terms and any other documents issued or made available by SJ Securities.

2.3 In the event of any inconsistency between these Terms of Use and any specific client agreement, trading agreement, account-specific terms or product-specific terms, the specific agreement or account-specific terms shall prevail to the extent of such inconsistency.

2.4 SJ Securities may require you to accept these Terms of Use through electronic acceptance, including by clicking “I Agree”, “Accept”, “Continue”, logging in, accessing, browsing, registering or continuing to use the website, portal, platform or Electronic Services.

2.5 Your continued access to or use of the website, portal, platform or Electronic Services shall constitute your continuing acceptance of these Terms of Use.
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3. Access to Website, Portal and Electronic Services

3.1 SJ Securities may provide access to certain website features, online trading services, client portals, account information, market data, order placement functions and other Electronic Services, subject to eligibility, approval, account status, system availability, regulatory requirements, operational requirements and internal policies.

3.2 SJ Securities may at any time, with or without prior notice and without liability:

1. modify, suspend, restrict, withdraw or discontinue any part of the website, portal, platform or Electronic Services;
2. impose conditions, limits or restrictions on access or usage;
3. suspend or terminate access due to security, regulatory, operational, legal, technical, risk management or internal control reasons;
4. refuse to act on any instruction, order, request or transaction;
5. require additional verification, documentation, confirmation or approval before allowing access or processing any instruction; or
6. take any step considered necessary to protect SJ Securities, its clients, systems, operations, regulatory position or market integrity.

3.3 SJ Securities does not guarantee that the website, portal, platform or Electronic Services will be available at all times, uninterrupted, error-free, secure, timely or free from defects.

3.4 You are responsible for ensuring that you have suitable equipment, internet access, software, browser compatibility, cybersecurity protection and other arrangements necessary to access and use the website, portal, platform or Electronic Services.

3.5 SJ Securities may conduct maintenance, updates, upgrades, testing, system changes or service improvements at any time. During such periods, access to the website, portal, platform or Electronic Services may be interrupted, delayed, restricted or unavailable.

3.6 SJ Securities may determine the manner, method, medium, channel and conditions by which the website, portal, platform or Electronic Services are made available.
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4. Use of Content and Information

4.1 All Content made available through our website, portal, platform or Electronic Services is provided for permitted use in connection with the relevant services made available by SJ Securities.

4.2 You shall use the Content only for lawful purposes and only in accordance with these Terms of Use, applicable laws, applicable client agreements and any instructions issued by SJ Securities.

4.3 You must not reproduce, copy, distribute, publish, broadcast, transmit, modify, adapt, sell, license, commercially exploit or otherwise use any Content except as expressly permitted by SJ Securities in writing.

4.4 SJ Securities may amend, update, remove, replace or restrict access to any Content at any time without prior notice.

4.5 SJ Securities may rely on Information Sources for certain Content, market data, prices, quotes, news, announcements, reports, charts, tools, calculations and other information made available through the website, portal, platform or Electronic Services.

4.6 You acknowledge that Content may be subject to separate terms, conditions, restrictions or requirements imposed by SJ Securities, Bursa Malaysia, Information Sources or other third-party providers.

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5. No Advisory Relationship Through Website or Platform

5.1 Unless expressly agreed in writing under a separate engagement or client agreement, your access to or use of the website, portal, platform, Content or Electronic Services does not create any advisory, fiduciary, consultancy or professional relationship between you and SJ Securities.

5.2 SJ Securities does not, merely by making available the website, portal, platform, Content or Electronic Services, assume responsibility for determining the suitability, appropriateness or merits of any transaction, investment, trading strategy or decision for you.

5.3 You remain responsible for your own decisions, instructions, orders, transactions and use of the website, portal, platform and Electronic Services.

5.4 Where separate advisory, corporate finance, research, dealing, margin, nominee, custody or other regulated services are provided, such services shall be governed by the applicable engagement letter, client agreement, account terms, regulatory requirements and internal approvals.
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6. Online Trading and Client Instructions

6.1     Where you are approved to use online trading or electronic order services, you may be permitted to place, amend or cancel orders through the relevant Platform, subject to account status, trading limits, credit limits, regulatory requirements, market rules, system availability and SJ Securities’ internal policies.

6.2     SJ Securities may rely and act on any instruction, order, amendment, cancellation, communication or request received through your login credentials, User ID, password, trading PIN, security code, device, registered email, registered mobile number or other approved authentication method.

6.3     Any instruction, order, amendment, cancellation, communication or request received through your credentials or approved access method shall be deemed to have been given by you, whether or not it was actually authorised by you.

6.4     SJ Securities is not obliged to verify the identity or authority of any person using your login credentials, password, PIN, security code, device or approved access method.

6.5     You acknowledge and agree that:

1. order placement does not guarantee order execution;
2. order cancellation or amendment does not guarantee successful cancellation or amendment;
3. quoted prices may change before execution;
4. orders may not be executed in the sequence in which they are placed;
5. orders may be rejected, delayed, partially filled or unexecuted due to market conditions, system limitations, trading limits, credit limits, account restrictions, regulatory requirements or other factors;
6. Bursa Malaysia, market authorities, regulators or SJ Securities may impose trading halts, suspensions, restrictions, limits or controls;
7. SJ Securities may refuse, reject, suspend, delay, cancel or reverse any instruction, order or transaction where permitted or required by law, regulation, market rule, internal policy, account status or risk management consideration; and
8. SJ Securities’ records of orders, instructions, confirmations, transactions, communications and system logs shall be conclusive and binding, save for manifest error.

6.6 You are responsible for checking your order status, trade confirmation, contract notes, account statements and transaction records promptly.

6.7 You must immediately notify SJ Securities of any unauthorised transaction, incorrect order, failed order, inaccurate confirmation, suspicious activity, discrepancy or error in your Account.

6.8 SJ Securities may record, monitor, retain and rely on electronic records, telephone records, system logs, audit trails, emails, messages and other communications relating to your access, instructions, orders, transactions and use of the Electronic Services.

6.9 In the event of any conflict between your instruction and SJ Securities’ records, SJ Securities’ records shall prevail, save for manifest error.

7. Client Responsibility for Login Credentials and Account Security

7.1 You are solely responsible for maintaining the confidentiality, security and proper use of your User ID, password, trading PIN, security code, device, authentication method and Account access credentials.

7.2 You must not disclose, share, transfer, lend or allow any other person to use your login credentials, password, PIN, security code, device, authentication method or Account access.

7.3 You are responsible for all activities, instructions, orders, communications and transactions carried out through your Account or credentials, whether authorised by you or not.

7.4 You must immediately notify SJ Securities if:

1. your login credentials, password, PIN, security code, device or authentication method are lost, stolen, compromised or disclosed;
2. you suspect unauthorised access to your Account;
3. you receive any suspicious communication claiming to be from SJ Securities;
4. you detect any unauthorised transaction, order, communication or activity; or
5. you become aware of any security incident affecting your Account.

7.5 SJ Securities may suspend, restrict or disable your access if it suspects that your Account, credentials, device or authentication method have been compromised or misused.

7.6 SJ Securities shall not be liable for any loss, damage, cost or claim arising from your failure to safeguard your credentials, device or authentication method or your failure to notify SJ Securities promptly of any unauthorised access or suspicious activity.

8. Electronic Trading, Technology and System Risks

8.1 You acknowledge that the use of websites, portals, online trading platforms, mobile applications and Electronic Services involves inherent technology, operational and system risks, including:

1. system downtime, interruption, delay or failure;
2. internet, telecommunications or network disruption;
3. software, hardware or device failure;
4. data transmission errors;
5. cyberattack, hacking, malware, phishing, spoofing or unauthorised access;
6. loss, corruption, interception or unauthorised disclosure of data;
7. order transmission failure or delay;
8. incorrect, delayed or unavailable market data;
9. third-party system failure;
10. browser, device or compatibility issues;
11. power failure, infrastructure failure or connectivity problems; and
12. other events beyond SJ Securities’ reasonable control.

8.2 You are responsible for taking reasonable cybersecurity and operational precautions, including using secure devices, updated software, strong passwords, anti-virus protection, secure networks and safe browsing practices.

8.3 SJ Securities may implement security controls, authentication requirements, access restrictions, monitoring, alerts, session time-outs, system limits or other measures to protect the website, portal, platform, Electronic Services and Accounts.

8.4 You shall comply with all security procedures, authentication requirements and instructions issued by SJ Securities from time to time.

8.5 SJ Securities may decline, delay, suspend or refuse access, instructions or transactions where it considers that there is a security, operational, technology, fraud, regulatory or risk concern.

9. Third-party Service Providers and Vendor Reliance

9.1 SJ Securities may appoint, engage, use, rely on or outsource functions, services, systems, processes or activities to third-party service providers, including technology providers, order management system providers, trading system providers, market data providers, cloud service providers, cybersecurity providers, payment service providers, custodians, sub-custodians, nominees, banks, professional advisers and other vendors.

9.2 You acknowledge that certain services, systems, information, data, links, functions or facilities may be provided, supported, hosted, maintained, processed or operated by third-party service providers.

9.3 SJ Securities may change, replace, suspend, discontinue or migrate any third-party service provider, system, platform, vendor arrangement or technology arrangement at any time, subject to applicable laws and regulatory requirements.

9.4 SJ Securities may disclose or transmit information to third-party service providers where necessary for account administration, trade execution, settlement, custody, regulatory reporting, technology support, risk management, compliance, legal enforcement or provision of services.

9.5 Your use of any service, system, information, function or facility involving a third-party service provider may be subject to additional terms, conditions, restrictions or requirements imposed by such third-party service provider.
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10. Intellectual Property Rights

10.1 All rights, title and interest in the website, portal, platform, software, systems, Content, design, layout, text, graphics, logos, trademarks, trade names, service marks, data, tools and materials belong to SJ Securities, its licensors or the relevant third-party owners.

10.2 You are granted a limited, revocable, non-exclusive, non-transferable right to access and use the website, portal, platform and Electronic Services for your own lawful and permitted use, subject to these Terms of Use.

10.3 You must not, without SJ Securities’ prior written consent:

1. copy, reproduce, republish, upload, post, transmit, distribute, sell, license, modify, adapt, reverse engineer or commercially exploit any Content;
2. use any Content for public, commercial or unlawful purposes;
3. remove any copyright, trademark or proprietary notice;
4. use SJ Securities’ name, logo, brand, trademark or materials in any manner that may imply endorsement, sponsorship, approval or affiliation;
5. frame, mirror or deep-link any part of the website, portal, platform or Electronic Services without approval;
6. interfere with, disrupt, damage or attempt to gain unauthorised access to any part of the website, portal, platform, system or network; or
7. use automated tools, bots, crawlers, scrapers or similar technologies to access, copy, extract or monitor any part of the website, portal, platform or Electronic Services without authorisation.

10.4 Nothing in these Terms of Use shall transfer any intellectual property rights to you

11. Prohibited Use

11.1 You must not use the website, portal, platform or Electronic Services:

1. for any unlawful, fraudulent, misleading, abusive, harmful or unauthorised purpose;
2. to breach any applicable law, regulation, rule, directive, guideline or market requirement;
3. to transmit viruses, malware, harmful code or destructive material;
4. to gain or attempt to gain unauthorised access to any system, account, data or network;
5. to interfere with or disrupt the operation, security or integrity of any system;
6. to scrape, harvest, copy, extract or misuse data without authorisation;
7. to impersonate any person or misrepresent your identity, authority or affiliation;
8. to manipulate, abuse or misuse trading systems, market data, order functions or account access;
9. to engage in market misconduct, false trading, market manipulation, insider trading, front-running, spoofing, layering or any prohibited trading activity;
10. to transmit offensive, defamatory, unlawful, threatening, obscene or inappropriate content;
11. to circumvent any access control, security measure, authentication process or usage restriction; or
12. in any manner that may expose SJ Securities to legal, regulatory, operational, cybersecurity, financial or reputational risk.

11.12 SJ Securities may suspend, restrict or terminate your access if it suspects any prohibited, unauthorised, suspicious or improper use.

11.3 SJ Securities may report any suspected unlawful, fraudulent, abusive or market misconduct activity to the relevant authorities, regulators, exchanges or enforcement agencies.

12. Third-Party Links

12.1 Our website, portal, platform or Electronic Services may contain links to third-party websites, platforms, applications, services or resources.

12.2 Such links are provided for convenience only and do not constitute approval, sponsorship, recommendation, representation or assumption of responsibility by SJ Securities.

12.3 SJ Securities does not control and is not responsible for the content, accuracy, availability, security, privacy practices, terms, operation or conduct of any third-party website, platform, application or service.

12.4 Your access to and use of third-party websites, platforms, applications or services is at your own discretion and subject to the relevant third party’s terms and conditions.

12.5 SJ Securities may remove, disable or restrict any third-party link at any time without prior notice.
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13. Personal Data Cross-Reference

13.1 SJ Securities may collect, use, process, store, disclose and transfer personal data in accordance with the Personal Data Protection Act 2010, applicable laws, regulatory requirements and SJ Securities’ Personal Data Protection Notice / Privacy Policy.

13.2 By using the website, portal, platform or Electronic Services, you acknowledge that the processing of personal data is governed by SJ Securities’ Personal Data Protection Notice / Privacy Policy.

13.3 This clause is intended as a cross-reference only and shall not replace or limit the terms of SJ Securities’ Personal Data Protection Notice / Privacy Policy.

14. Communication and Electronic Notices

14.1 SJ Securities may communicate with you through any method permitted by law or accepted by SJ Securities, including:

1. ordinary post;
2. email;
3. SMS;
4. telephone;
5. online portal notification;
6. website notice;
7. mobile application notification;
8. statement message;
9. public notice; or
10. any other electronic or digital communication channel.

14.2 Any notice or communication sent to your last known address, registered email address, registered mobile number or made available through the website, portal or platform shall be deemed received in accordance with SJ Securities’ applicable notice provisions or, where no specific period is stated, upon transmission, publication or dispatch.

14.3 You are responsible for ensuring that your contact details with SJ Securities are accurate, complete and updated.

14.4 SJ Securities shall not be responsible for any failure, delay or non-receipt of communication arising from inaccurate, outdated or incomplete contact details provided by you.

14.5 Electronic notices, records, confirmations and communications may be treated as written notices or records for the purposes of these Terms of Use and any applicable client agreement.
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15. Fees, Charges and Costs

15.1 You agree to pay all applicable fees, brokerage, commission, charges, levies, taxes, duties, interest, penalties, service fees, platform fees, data fees, legal costs, recovery costs and other amounts payable in connection with your Account, transactions or use of services.

15.2 SJ Securities may debit your Account for any amount due, subject to applicable laws, rules, agreements and internal procedures.

15.3 SJ Securities may revise, impose or vary fees, charges or service terms from time to time, subject to applicable notice requirements.

15.4 You shall be responsible for all taxes, duties, levies, charges and regulatory fees applicable to your transactions, Account or use of services.

15.5 Any failure to pay applicable fees, charges or amounts due may result in restriction, suspension or termination of access to the relevant services.
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16. Limitation of Liability

16.1 To the fullest extent permitted by law, SJ Securities, its directors, officers, employees, representatives, agents, nominees, related companies, licensors, vendors and service providers shall not be liable for any loss, damage, cost, claim, liability or expense arising from or in connection with:

1. your access to or use of the website, portal, platform or Electronic Services;
2. your reliance on any Content, data, market information or material;
3. any delay, interruption, failure, suspension, restriction or unavailability of services;
4. any order rejection, order delay, failed execution, partial execution, amendment failure or cancellation failure;
5. any unauthorised access arising from your credentials, device, network, conduct or security failure;
6. any third-party service provider, Information Source, vendor, external system or market infrastructure;
7. any cyber incident, malware, phishing, hacking, spoofing, unauthorised access or technology-related incident not directly caused by SJ Securities’ fraud, willful default or gross negligence;
8. any regulatory, market, exchange, depository, clearing house or authority action;
9. any force majeure event or event beyond SJ Securities’ reasonable control; or
10. any indirect, consequential, special, incidental, punitive or exemplary loss, including loss of profit, loss of opportunity, trading loss, loss of data, business interruption or reputational loss.

16.2 Nothing in these Terms of Use shall exclude liability which cannot be excluded under applicable law.

16.3 Where liability cannot be excluded but may be limited, SJ Securities’ liability shall be limited to the maximum extent permitted by law.

16.4 SJ Securities shall not be liable for any loss arising from your breach of these Terms of Use, negligence, fraud, misconduct, failure to follow instructions, failure to maintain account security or failure to comply with applicable laws and requirements.

17. Indemnity

17.1 You agree to indemnify and hold harmless SJ Securities, its directors, officers, employees, representatives, agents, nominees, related companies, licensors, vendors and service providers from and against all claims, losses, liabilities, damages, costs and expenses, including legal costs on a solicitor-client basis, arising from or in connection with:

1. your breach of these Terms of Use;
2. your misuse of the website, portal, platform or Electronic Services;
3. your breach of any law, rule, regulation, directive, guideline or market requirement;
4. any unauthorised, negligent, fraudulent or improper use of your Account or credentials;
5. any instruction, order, transaction or communication made through your Account or credentials;
6. any claim by a third party arising from your act, omission, breach or misconduct;
7. any information, document, instruction or representation provided by you which is inaccurate, incomplete, false or misleading;
8. your failure to maintain the confidentiality and security of your credentials, device or authentication method; or
9. your failure to promptly notify SJ Securities of any unauthorised access, suspicious activity, error or discrepancy.

17.2     This indemnity shall survive termination, suspension or discontinuance of your access to the website, portal, platform or Electronic Services.
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18. Suspension and Termination

18.1 SJ Securities may at any time suspend, restrict, block, terminate or disable your access to the website, portal, platform or Electronic Services, with or without notice, where SJ Securities considers it necessary or appropriate, including where:

1. you breach these Terms of Use;
2. your Account is suspended, restricted, dormant, closed or subject to review;
3. there is suspected unauthorised access, fraud, misconduct, misuse or security risk;
4. required by law, regulation, Bursa Malaysia, Securities Commission, court order, authority, exchange, clearing house or depository;
5. necessary for system maintenance, security, risk management, internal control or operational reasons;
6. you fail to provide required documents, information, confirmation or verification;
7. SJ Securities decides to discontinue, modify, migrate or replace any service, system or platform;
8. your use of the website, portal, platform or Electronic Services may expose SJ Securities to legal, regulatory, operational, financial, cybersecurity or reputational risk; or
9. SJ Securities is unable to continue providing the relevant service due to vendor, market infrastructure, regulatory or operational reasons.

18.2 SJ Securities shall not be liable for any loss, damage, cost or claim arising from any suspension, restriction, termination or discontinuance of access or services.

18.3 Termination or suspension of access shall not affect any accrued rights, obligations, liabilities, transactions, fees, charges, indemnities or legal remedies existing prior to such termination or suspension.

18.4 Any provisions which by their nature are intended to survive termination shall continue to apply, including provisions relating to intellectual property, limitation of liability, indemnity, governing law, regulatory compliance and outstanding obligations.
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19. Amendments to Terms of Use

19.1 SJ Securities may amend, vary, supplement, replace or update these Terms of Use at any time and from time to time.

19.2 Any amendment may be notified through the website, portal, email, statement message, client notice, public notice or any other method determined by SJ Securities.

19.3 Your continued access to or use of the website, portal, platform, Account or Electronic Services after the effective date of any amendment shall constitute your acceptance of the amended Terms of Use.

19.4 If you do not agree to any amendment, you must discontinue use of the website, portal, platform and Electronic Services.

19.5 SJ Securities may determine the effective date of any amendment, subject to applicable laws, rules and regulatory requirements.

20. Regulatory Compliance

20.1 You acknowledge that SJ Securities is subject to applicable laws, rules, directives, guidelines, notices and requirements issued by, among others, Bursa Malaysia, Securities Commission, Bank Negara Malaysia, Bursa Malaysia Depository Sdn Bhd, Bursa Malaysia Securities Clearing Sdn Bhd and other relevant authorities.

20.2 SJ Securities may take any action, refuse any instruction, disclose any information, suspend any service, impose any restriction, delay any transaction or terminate any access where necessary or appropriate to comply with applicable legal, regulatory, supervisory, exchange, depository, clearing, risk management or internal control requirements.

20.3 Nothing in these Terms of Use shall restrict SJ Securities from complying with any law, regulation, court order, regulatory direction, exchange rule, depository requirement, clearing requirement or lawful request from any authority.

20.4 You agree to provide all information, documents, confirmations and assistance reasonably required by SJ Securities for regulatory, legal, compliance, risk management, audit, operational or internal control purposes.

20.5 SJ Securities may report, disclose or provide information relating to you, your Account, transactions, instructions or use of services to regulators, exchanges, depositories, clearing houses, law enforcement agencies, courts, auditors, professional advisers or other parties where required or permitted by law, regulation, rule, directive, guideline, court order or lawful request.

21. Force Majeure

21.1 SJ Securities shall not be liable for any delay, failure, interruption, restriction, suspension or non-performance caused by events beyond its reasonable control, including:

1. natural disasters;
2. fire, flood, epidemic, pandemic or public emergency;
3. war, terrorism, riot, civil disturbance or industrial action;
4. power failure, telecommunications failure or internet disruption;
5. system, hardware, software or network failure;
6. cyberattack or security incident;
7. exchange, clearing house, depository, market data or third-party service disruption;
8. regulatory action, government action or court order;
9. vendor failure, service provider failure or market infrastructure failure; or
10. any other event beyond SJ Securities’ reasonable control.

21.2 SJ Securities may take such steps as it considers appropriate in response to a force majeure event, including suspending, restricting, delaying or modifying access to any service.
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22. Severability

22.1 If any provision of these Terms of Use is found to be invalid, illegal, void or unenforceable, such provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

22.2 If such modification is not possible, the relevant provision shall be severed and the remaining provisions shall continue in full force and effect.

22.3 The invalidity, illegality, voidness or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions.

23. Waiver

23.1     No failure, delay or omission by SJ Securities in exercising any right, power, discretion or remedy shall operate as a waiver of that right, power, discretion or remedy.

23.2     Any waiver must be expressly made in writing by SJ Securities.

23.3     Waiver of any breach shall not constitute a waiver of any continuing, subsequent or other breach.

24. Assignment

24.1     You may not assign, transfer or novate any of your rights or obligations under these Terms of Use without SJ Securities’ prior written consent.

24.2     SJ Securities may assign, transfer, novate, subcontract, delegate or otherwise deal with any of its rights or obligations under these Terms of Use to any related company, successor, service provider, vendor or third party, subject to applicable law.

24.3     These Terms of Use shall be binding on and shall benefit the parties and their respective successors and permitted assigns.
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25. Entire Agreement

25.1     These Terms of Use, together with all applicable client agreements, account terms, trading terms, risk disclosures, privacy notices and other documents issued or made available by SJ Securities, constitute the entire agreement governing your use of the website, portal, platform and Electronic Services.

25.2     These Terms of Use supersede all prior website terms or electronic service terms to the extent they relate to general website, portal, platform or Electronic Services usage.

25.3     Nothing in these Terms of Use shall limit any rights, powers, protections or remedies available to SJ Securities under any other applicable agreement, law, rule, regulation, directive, guideline or requirement.
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26. Governing Law and Jurisdiction

26.1     These Terms of Use shall be governed by and construed in accordance with the laws of Malaysia.

26.2     You agree to submit to the exclusive jurisdiction of the courts of Malaysia in respect of any dispute arising from or in connection with these Terms of Use, the website, portal, platform or Electronic Services.

26.3     SJ Securities may, where permitted by law, commence proceedings or take enforcement action in any other jurisdiction where it considers necessary or appropriate to protect or enforce its rights.

27. Contact

For enquiries relating to these Terms of Use, you may contact SJ Securities at:
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SJ Securities Sdn Bhd

26, Jalan Pendaftar U1/54, Temasya Glenmarie,

40150 Shah Alam, Selangor Darul Ehsan, Malaysia.
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Website: www.sjsec.com.my

Email: []

28. Electronic Acceptance

By clicking “I Agree”, “Accept”, “Continue”, logging in, accessing, browsing, registering or continuing to use SJ Securities’ website, portal, platform, SJenie, online trading system or Electronic Services, you confirm and acknowledge that:

1. you have read, understood and agreed to be bound by these Terms of Use;
2. these Terms of Use apply to your access to and use of SJ Securities’ website, portal, platform, SJenie, online trading system and Electronic Services;
3. your continued access to or use of the website, portal, platform, SJenie, online trading system or Electronic Services shall constitute acceptance of these Terms of Use and any amendments made from time to time;
4. you agree to comply with all applicable laws, rules, regulations, directives, guidelines, market requirements and internal requirements applicable to your use of the website, portal, platform and Electronic Services;
5. you agree to keep your User ID, password, trading PIN, security code, device, authentication method and account access credentials confidential and secure;
6. you agree that any instruction, order, request, communication or transaction submitted using your login credentials, device or approved authentication method shall be deemed to have been submitted by you;
7. you agree that SJ Securities may rely and act on any instruction, order, request, communication or transaction submitted through your Account, credentials or approved authentication method;
8. you acknowledge that SJ Securities may suspend, restrict, terminate or refuse access to the website, portal, platform or Electronic Services in accordance with these Terms of Use; and
9. if you do not agree to these Terms of Use, you must not click “I Agree”, “Accept” or “Continue”, and you must immediately discontinue access to and use of the website, portal, platform and Electronic Services.